Ford Finance Center in Los Angeles, CA
Ford of Downtown LA makes auto financing easy for Southern California drivers. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
Contact
Ford of Downtown LA
509 W. Washington Blvd
Los Angeles, CA 90015
- Sales: 213-325-5937
- Service: 213-328-3029
- Parts: 213-374-2562
Finance Hours
- Monday9am-9pm
- Tuesday9am-9pm
- Wednesday9am-9pm
- Thursday9am-9pm
- Friday9am-9pm
- Saturday9am-9pm
- Sunday10am-8pm
Auto Financing at Ford of Downtown LA
We understand that auto financing can sometimes feel less exciting than finding your dream car. However, we believe that understanding car financing terms is crucial to maximizing the benefits of your Ford loan or lease. That's why we offer a dedicated finance center where you can access the knowledge and resources you need to feel confident and at ease during your vehicle purchase or lease.
Experienced Ford Finance Staff
Having an expert by your side can make a huge difference when you're ready for your dream car. Our finance center has experienced finance professionals who will guide you through the entire auto financing process, from assessing your financial situation to negotiating with lenders, ensuring you get the best possible deal.
The finance managers at our dealership have years of experience working to get people affordable financing solutions. Over the years, we've worked with car shoppers with a variety of good and poor credit scores. Whether you have sparkling credit, bad credit, or no credit at all, we'll do our best get you the perfect new or used vehicle for your situation.
So head to our LA dealership today. We're committed to providing a personalized experience, taking our time as you review and sign paperwork, so you clearly understand your financial obligations and feel confident in your decision.
Should I Buy or Lease a New Ford?
Buying a vehicle allows you to build equity over time and customize or modify your vehicle to your preferences, with the potential to sell it in the future. However, buying typically requires a larger upfront investment and may result in higher monthly payments compared to leasing.
Leasing offers the flexibility of lower monthly payments and the opportunity to drive a newer vehicle with the latest features. Leasing agreements often come with lower down payment requirements and may include maintenance and warranty coverage for the duration of the lease term. Additionally, leasing allows individuals to avoid the need to sell the vehicle when they're ready for an upgrade.
When making the decision between buying and leasing, it's essential to consider your lifestyle, budget, and driving habits. If you plan to keep your vehicle for an extended period, buying may be the better choice. However, if you enjoy driving new vehicles every few years and prefer lower monthly payments, leasing could be the more suitable option.
Ultimately, the decision between buying and leasing depends on individual preferences and financial circumstances. Our team of experts is available to provide personalized guidance and help you make an informed decision based on your specific needs.
Ford Finance Offers & Lease Deals at Our Dealership
When you shop with Ford of Downtown LA, you can find a variety of Ford financing deals and Ford lease specials on some of the biggest names in the Ford lineup.
Whether you're looking for a low APR on a new Ford Explorer or a low lease payment on a new Ford F-150, you can find it when you shop with our dealership. The Ford financing specials and lease deals are a great way get more for your money. The promotions change often, so make sure you apply for credit quickly when you find a deal that interests you.
Explore Online Ford Financing Tools
Our suite of online tools is designed to empower you to make informed decisions and simplify your experience. With our Credit Estimator, you can get an estimate of your credit score quickly and easily. This will help you understand your financing options before even setting foot in the dealership.
Our Value Your Trade tool enables you to determine the worth of your current vehicle, providing an estimate based on market value and condition. You can trade in their current vehicle toward the purchase of a new one, potentially reducing the overall cost of their purchase.
Furthermore, our online finance application allows you to apply for financing from the comfort of your own home or office. This secure and user-friendly application streamlines the financing process, saving you time and effort.
Apply for Auto Financing Online with Ford of DTLA
Do you know the new Ford or used car, used truck, or used SUV you want to buy or lease? Ready to get started today? Give us a call at 213-328-3029 and get going! Our financing application is simple to fill out and won't take up a lot of your time.
Apply for your auto loan or Ford lease with Ford of Downtown LA, and we'll do our best to get you behind the wheel of your next vehicle in a pleasant and efficient way. If you have further questions, contact us today!
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
